Your Salary Details
₹
Total annual package
₹
CTC ÷ 12 (auto-syncs) ·
Monthly Salary Breakup (Editable)
| EARNINGS | ||
| Basic Salary | ₹ |
40.0% |
| House Rent Allowance | ₹ |
16.0% |
| Personal Allowance | ₹ |
14.0% |
| City Allowance | ₹ |
5.0% |
| Performance Pay | ₹ |
10.0% |
| Variable Pay | ₹ |
15.0% |
| Miscellaneous | ₹ |
0.0% |
| Gross Earnings | ₹66,667 | 100% |
| DEDUCTIONS | ||
| Provident Fund | ₹ |
4.8% |
| Income Tax (TDS) | ₹ |
8.1% |
| Total Deductions | ₹8,633 | |
| 💰 NET IN-HAND | ₹58,034 | |
⚠️ Moderate risk — 15% variable pay depends on performance targets.
CURRENT IN-HAND SUMMARY
Fixed Monthly
₹56.7K
+
Variable Monthly
₹10K
=
Net In-Hand
₹58K
Your Hike
%
Enter your actual hike %
🟢 Excellent Hike!
Top 20% of appraisals — you're ahead of the market.
Excellent (15%+)
Breakdown
New Annual CTC
₹9.20L
after hike
Monthly Gain
+₹10K
extra/month
+15.0%
Yearly Gain
+₹1.20L
annual increment
+15.0%
Old Monthly
₹66.7K
before hike
New Monthly
₹76.7K
after hike
Hike Amount
₹1.20L
increment (annual)
Old CTC vs New CTC
Old In-Hand / Month
₹52.4K
after tax & PF deduction
New In-Hand / Month
₹60.3K
estimated after tax
30% Tax Slab
New CTC falls in the highest bracket
High Slab
Salary Growth Projection
How your CTC grows over the next 5 years if this hike % continues each year.
CTC (Annual)
In-Hand (Monthly)
Before vs After — Lifestyle Impact
Your extra ₹10,000/month can be smartly split:
PPF / Debt Fund
₹3K
30% of gain — safe, tax-free
Mutual Fund SIP
₹3K
30% of gain — wealth building
NPS / Retirement
₹2K
20% of gain — retirement corpus
Emergency Buffer
₹2K
20% of gain — 6-month safety net
💡 These 4 allocations together = 100% of your monthly gain. Adjust based on your goals.
Next Hike Target
Set your next goal — we'll tell you the hike % needed from your new CTC.
₹
Current New CTC / Month
₹76.7K
Target Monthly Income
₹1.25L
🎯 To reach ₹15L annual (₹1.25L/month), you need ~63.0% hike next year from ₹9.20L.
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