PPF Calculator
Public Provident Fund Planning Tool
7.1% p.a.
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Use this calculator to plan your PPF investments, calculate maturity amounts, and make informed financial decisions for your tax-free savings.

Basic Calculator

₹0

Maturity Amount

Target Planning

₹0

Monthly Investment

Existing Account

— years

Remaining Duration

PPF Rules & Guidelines

Maximum Investment

₹1,50,000/year

(₹12,500/month)

Minimum Investment

₹500/year

Lock-in Period

15 Years

Current Interest Rate

7.1% p.a.

Compounded annually

Tax Benefits (EEE Status)

PPF investments qualify for tax deduction under Section 80C. Interest earned and maturity amount are completely tax-free.

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Year-wise growth table · Extension planner · Withdrawal calculator · Tax savings (80C) · Inflation adjuster · PPF vs FD vs MF comparison · Goal planner · PDF & Excel export

📅 Year-Wise Table 💸 Withdrawal 🛡️ Tax 80C ⚖️ PPF vs FD vs MF 📈 Inflation Adjust 🎯 Goal Planner 📄 PDF Export🆕 📊 Actual Rate Returns

Basic PPF Calculator

Calculate your PPF maturity amount based on monthly investment

/month
% p.a.
years
Within PPF limit Above minimum investment

Maturity Amount

₹0

Yearly Investment

₹0

Total Investment

₹0

Total Interest Earned

₹0

Target-Based Planning

Find out how much you need to invest to reach your target amount

years
% p.a.
Target is achievable

Required Monthly Investment

₹0

Required Yearly Investment

₹0

Target Amount

₹0

Total Investment

₹0

Total Interest

₹0

Target Requires High Investment

The required yearly investment exceeds the PPF maximum limit of ₹1,50,000/year. Consider extending the time period or reducing your target.

Existing PPF Account Planning

Plan for your existing PPF account to reach a target amount

years
% p.a.
Target is achievable
Remaining Years

Future Value of Current

₹0

Amount Still Needed

₹0

Projected Maturity

₹0

Required Monthly Investment

₹0

Required Yearly Investment

₹0

Great News!

Your current balance will grow to meet your target without additional investment!

High Investment Required

Consider reducing your target amount or extending the investment period.

Total Investment

₹0

Total Interest Earned

₹0

Maturity Amount

₹0

Balance Growth Over Time

Yearly Investment vs Interest

Total Investment vs Interest Distribution

Total Investment

₹0

0% of total

Total Interest

₹0

0% of total

Year-Wise Breakdown

Year Opening Balance Yearly Investment Interest Earned Closing Balance
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📅
Year-Wise Table
Exact yearly breakdown of growth
🔄
Extension Planner
Plan beyond 15 years in 5-yr blocks
💸
Withdrawal Calculator
When & how much you can withdraw
🛡️
Tax Savings (80C)
Real-time deduction estimator
📈
Inflation Adjuster
Real vs nominal returns side-by-side
⚖️
Investment Comparison
PPF vs FD vs MF vs Stocks
🎯
Goal-Based Planner
Retirement, education & home goals
📄
PDF & Excel Export
Download your full PPF report
📊
Actual Returns (Rate History) NEW
Calculate real PPF returns using historical govt rates from 1968 — unique feature not available anywhere else
One-time access
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